Make every dollar feel less complicated.
PennyPilot brings accounts, bills, debt, and goals together—then turns the numbers into a clear weekly plan you can actually follow.
No credit card required. You approve every financial action.
This week
Three small moves, one calmer month.
Our promise
Helpful, honest, and always in your hands.
Plain language
No finance jargon or shame—just clear explanations for why each suggestion matters.
You stay in control
PennyPilot recommends. You review and approve any cancellation, negotiation, or change.
Built around your reality
Advice adapts to your accounts, recurring bills, goals, and changing income patterns.
One connected copilot
From scattered accounts to a doable next step.
Know what needs attention—and what can wait.
PennyPilot studies upcoming bills, spending patterns, debt, and goals to create a short prioritized plan. Each action includes a plain-English reason and likely impact.
Cash-flow early warning
Spot a tight week before it arrives, especially when freelance or household income changes month to month.
Waste alerts
Catch subscriptions and bills worth a second look.
1
Financial score
A simple weekly pulse, with context—not judgment.
All accounts
One joined-up financial view
Weekly
Fresh priorities and progress
Your call
Recommendations, never autopilot
Straightforward pricing
Start small. Grow into your goals.
Use the essentials for free, or unlock deeper guidance for yourself or your household.
Free
For building a clearer money habit.
$0/month
- Connected account overview
- Basic smart budget
- Weekly financial score
Pro
For turning insight into weekly progress.
$15/month
- Everything in Free
- Personalized weekly action plans
- Subscription and bill alerts
- Debt payoff planning
- Cash-flow forecasts
Family
For shared goals and household decisions.
$29/month
- Everything in Pro
- Shared household budgets
- Partner and family invitations
- Shared savings goals
Good to know
Questions, answered plainly.
Your next move
Give your money a calmer place to land.
Connect the dots, catch problems earlier, and head into each week with a plan.